Money, tax and debts

Applying for a debt-payment arrangement

Submit a feasible proposal to the competent authority.

3 minutes to read Last checked: 20.10.2026
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Important to know

Tachles Israel is an independent information service, not a government authority. Check binding conditions, eligibility and deadlines with the official source.

Before you start

A private creditor agreement may not update a collection case or existing order.

Who is this guide for?

Debtors seeking a new or changed arrangement.

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Conditions and exceptions

Execution Office arrangements are the main example; Fines Center procedures differ.

Step by step

The checklist

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Your progress0 of 5 Steps
01

Identify balance/current order

List collector, case, principal/additions and existing decision and whether first request or changed circumstances.
What should you prepare?

Breakdown and decision.

Please note

An earlier balance may be outdated.

02

Build budget/proposal

Describe income, costs and commitments with required capacity evidence.
What should you prepare?

Capacity documents.

Please note

An unrealistic proposal risks default.

05

Read and comply

Check deadlines, payment methods and existing proceedings and request changes before default where circumstances change.
What should you prepare?

Decision and receipts.

Please note

Applying does not automatically stay collection.

Official informationThis link opens an external website↗

Official sources

These links let you check with the responsible authority. The website's verification date does not guarantee that every detail has remained up to date since then.

Frequently asked questions

Does my creditor agreement update the case automatically?

Do not assume so; confirm submission/registration and the status of proceedings and payments.

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