Rights and benefits

Checking rights after loss of work capacity

Separate general disability from pension and insurance cover.

3 minutes to read Last checked: 20.10.2026
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Important to know

Tachles Israel is an independent information service, not a government authority. Check binding conditions, eligibility and deadlines with the official source.

Before you start

The same condition has different definitions across schemes; check employment and policy records alongside National Insurance conditions.

Who is this guide for?

People whose capacity to work has declined.

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Conditions and exceptions

This does not decide disability, incapacity or insurance entitlement. Medical findings, disability percentages and incapacity ratings differ.

Step by step

The checklist

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Your progress0 of 5 Steps
01

Map bodies and dates

Record reduced-capacity/work-stop date, employer and insurers/funds, with product and enquiry references.
What should you prepare?

Employment records; policy or regulations.

Please note

Notifying an employer does not notify an insurer.

02

Check general disability separately

Read medical and capacity conditions; investigate work-injury routes for employment-related harm.
What should you prepare?

Condition and event evidence.

Please note

Describe the actual circumstances accurately.

Official informationThis link opens an external website↗
03

Prepare income and medical evidence

Follow the claim page for summaries, sick-pay and other income; employees provide fifteen payslips or the instructed employer certificate.
What should you prepare?

Medical summaries; payslips or certificate.

Please note

Declare insurance payments and other required income.

Official informationThis link opens an external website↗
04

Ask the pension provider

Request cover definition, form, deadlines and evidence in writing without importing National Insurance rules into the policy.
What should you prepare?

Product number; policy/regulations.

Please note

No withdrawal or cancellation recommendation is made.

05

Get help and track

Check Yad Mechuvenet for general disability, file decisions by body and check reporting or deductions arising from other payments.
What should you prepare?

Decisions; payment confirmations.

Please note

Approval by one body does not bind another.

Official informationThis link opens an external website↗

Official sources

These links let you check with the responsible authority. The website's verification date does not guarantee that every detail has remained up to date since then.

Frequently asked questions

Is medical disability percentage the incapacity rate?

No. These are different findings and pension cover may define capacity differently; read the specific decision and scheme.

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