Bills and payments

Requesting instalments for a municipal debt

Prepare an affordable proposal and obtain written settlement conditions.

3 minutes to read Last checked: 20.10.2026
Start guide ←
i
Important to know

Tachles Israel is an independent information service, not a government authority. Check binding conditions, eligibility and deadlines with the official source.

Before you start

Instalments do not erase debt; clarify interest, costs and collection before agreement.

Who is this guide for?

People struggling to pay a local-authority debt.

!
Conditions and exceptions

Authorities do not share a universal instalment entitlement. Tel Aviv payment guidance is not personal settlement approval.

Step by step

The checklist

Checklist view →
Your progress0 of 5 Steps
01

Get an itemised balance

Ask for principal, indexation, arrears and costs by account/period and separately identify disputed amounts.
What should you prepare?

Ledger; receipts.

Please note

Do not accept an unidentified sum merely to end a call.

02

Prepare an affordable proposal

Calculate a sustainable monthly sum and explain hardship; provide financial records privately only as requested.
What should you prepare?

Budget; requested evidence.

Please note

General information does not require public financial disclosure.

03

Ask the collection unit

Request a settlement of existing debt rather than routine card instalments and identify the authorised approver.
What should you prepare?

Account; proposal.

Please note

Card credit may be separate borrowing, not a municipal arrangement.

Official informationThis link opens an external website↗
04

Read written conditions

Check count, total, dates, extra charges and default consequences, including collection and ongoing bills.
What should you prepare?

Settlement; payment instructions.

Please note

The application alone does not halt attachments or arrears.

05

Verify each payment

Retain approval and receipts and reconcile balances; ask in advance about changes if unable to pay.
What should you prepare?

Approval; ledger.

Please note

Changing a debit instruction does not prove approval.

Official sources

These links let you check with the responsible authority. The website's verification date does not guarantee that every detail has remained up to date since then.

Frequently asked questions

Is a phone agreement enough?

Request written balance, dates, conditions and collection status to establish what was approved and compliance.

Found inaccurate information or a link that does not work?

Reports help us check and update guides.

Report an error

Accessibility & display

Adjust your display preferences. Keyboard and screen reader access works without enabling these options.

Text size

Preferences are stored only in this browser. You can also use browser zoom.

Accessibility statement and contact