Consumer issues and complaints

Handling an unapproved recurring charge

Identify its source and use the appropriate authorisation route.

3 minutes to read Last checked: 20.10.2026
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Important to know

Tachles Israel is an independent information service, not a government authority. Check binding conditions, eligibility and deadlines with the official source.

Before you start

Stopping payments and cancelling the contract differ; contact bank/card issuer promptly for suspected fraud.

Who is this guide for?

Customers finding unfamiliar recurring charges.

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Conditions and exceptions

Bank of Israel/consumer guidance does not guarantee reversal without checking facts and deadlines.

Step by step

The checklist

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Your progress0 of 5 Steps
01

Identify charge/agreement

Compare trader, date, amount and method to subscriptions/trials/authorisations.
What should you prepare?

Statement and terms.

Please note

Billing and brand names may differ; do not send full card details.

02

Notify payment provider

For unauthorised use promptly ask bank/card issuer about investigation and protection.
What should you prepare?

Limited transaction details.

Please note

Do not wait for a public complaint before protective action.

03

Address the contract too

Ask the trader for authorisation evidence and cancellation if wanted, separating past refunds/future charges.
What should you prepare?

Request and reply.

Please note

Stopping payment may not erase contractual liability.

Official informationThis link opens an external website↗
04

Follow banking complaint order

First use the bank/card issuer's complaints officer, then Banking Supervision after its response as appropriate.
What should you prepare?

Complaint and response.

Please note

Bank of Israel does not cancel the merchant's subscription for you.

Official informationThis link opens an external website↗
05

Check reversal and cessation

Monitor entries and ask for reasoned decisions on unreversed amounts.
What should you prepare?

Transactions and confirmations.

Please note

Stopping charges may leave disputed contractual debt.

Official sources

These links let you check with the responsible authority. The website's verification date does not guarantee that every detail has remained up to date since then.

Frequently asked questions

Does stopping payment cancel the subscription?

Not necessarily. Address the agreement with the trader and earlier charges separately.

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